Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Finance Brokers Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Getting a Construction Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Construction Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Construction Loan approved.

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Our Latest Reviews

Nasir Sobhani

Would highly recommend. Was able to achieve what my previous broker couldn’t. His knowledge and understanding of loans was unmatched

Elite Dtg

Safa Majidi

We had a great experience working with Cedar Finance Group. Heeva was responsive, knowledgeable, and made the whole process smooth and straightforward. He took the time to explain our options clearly and guided us every step of the way, which gave us real confidence throughout.

Samim Loftus

Great experience working with Heeva. He took us through our first mortgage calmly and attentively, putting our best interests first throughout the process. His insight and experience got us a fantastic interest rate. Most importantly though, the care and individual attention he gave my wife and I deserves more than 5 stars. Thanks for your great work, Heeva!

navid mansoori

I recently worked with Heeva from Cedar Finance Group on my land purchase and construction loan and couldn’t recommend him highly enough. As a builder, I deal with a lot of moving parts, but Heeva made the entire process smooth, clear and stress-free from start to finish. He took the time to understand exactly what I needed, structured the deal properly and was always available to guide me through each step. His knowledge, responsiveness and ability to get things done efficiently really stood out. If you’re looking for someone who understands finance and genuinely looks after his clients, Heeva is the person to go to. Appreciate all your help mate.

Matthew Chapman

My partner and I are so grateful to Heeva for helping us secure our very first home loan. From the very beginning, he was patient, knowledgeable, and incredibly supportive. He took the time to explain every step of the process in a way that made us feel confident and informed through the entire process, and he was always available to answer our questions. Highly recommend.

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Sydney, NSW

0413 330 907

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Cedar Finance Group Pty Ltd ABN: 17 686 415 761. Credit Representative #574323 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

At Cedar Finance Group, we're Mortgage Brokers helping clients Australia-wide fund their new build or renovation with a Construction Loan