Refinancing - Cedar Finance Group

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

Book Appointment

Our Latest Reviews

Milan

Had a great experience with Cedar Finance Group. Heeva made the whole car finance process quick and easy and was able to get me a great interest rate. Everything was explained clearly and the loan was sorted out much faster than I expected. Really happy with the service and would definitely recommend Heeva and Cedar Finance Group to anyone looking for finance.

Sally Moses

We recently had the pleasure of working with Heeva from Cedar Finance Group, and we couldn’t be happier with the experience. From start to finish, his communication was outstanding—he kept us informed every step of the way, responded promptly to every question, and made what could have been a stressful process feel straightforward and manageable. Heeva’s professionalism, knowledge, and genuine commitment to achieving the best outcome gave us complete confidence throughout the entire journey. We always felt comfortable knowing he had our best interests at heart, and thanks to his hard work, we achieved a successful outcome that we’re incredibly grateful for. If you’re looking for a finance broker who is honest, reliable, and truly goes above and beyond for his clients, we can’t recommend Heeva highly enough. We would happily and confidently refer him to our friends and family without hesitation. Thank you, Heeva, for your exceptional service!

Nasir Sobhani

Would highly recommend. Was able to achieve what my previous broker couldn’t. His knowledge and understanding of loans was unmatched

Elite Dtg

Safa Majidi

We had a great experience working with Cedar Finance Group. Heeva was responsive, knowledgeable, and made the whole process smooth and straightforward. He took the time to explain our options clearly and guided us every step of the way, which gave us real confidence throughout.

Samim Loftus

Great experience working with Heeva. He took us through our first mortgage calmly and attentively, putting our best interests first throughout the process. His insight and experience got us a fantastic interest rate. Most importantly though, the care and individual attention he gave my wife and I deserves more than 5 stars. Thanks for your great work, Heeva!

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Sydney, NSW

0413 330 907

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Cedar Finance Group Pty Ltd ABN: 17 686 415 761. Credit Representative #574323 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Refinance your Loan

At Cedar Finance Group, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan